UBI Terms And Conditions 

Welcome to Union Bank of Iraq’s website. The following terms and conditions (the “Agreement”) outline the use of our Website and its Services. By accessing or using the Site or Services, you agree to be bound by the terms of this Agreement. If you do not agree to the terms and conditions of this Agreement, please do not use the Site or Services

The Site and Services are intended for individuals who are  reside in and out of Iraq. You agree to use the Website and Services only for lawful purposes and in compliance with all applicable laws and regulations.

To access certain Services, you may need to register for an account. You agree to provide accurate and complete information when registering for an account and to keep your account information up to date. You are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account.

The Website and Services, including all content, trademarks, and logos, are the property of Union Bank of Iraq (UBI) or its licensors and are protected by intellectual property laws. You may not use any of Union Bank of Iraq’s intellectual property without the prior written consent of Union Bank of Iraq.

The Website and Services are provided “as is” without warranties of any kind, either express or implied. Union Bank of Iraq does not warrant that the Site or Services will be uninterrupted or error-free or that defects will be corrected. Union Bank of Iraq will not be liable for any damages arising from the use or inability to use the Website or Services.

You agree to indemnify and hold Union Bank of Iraq and its affiliates, officers, agents, and employees harmless from any claims, losses, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of the Wesbite or Services, your violation of this Agreement, or your violation of any rights of another.

This Agreement will be governed by and construed in accordance with the laws of Republic OF Iraq, without giving effect to any principles of conflicts of law. Any legal action or proceeding arising out of or relating to this Agreement will be brought exclusively in the courts of Iraq, and you consent to the jurisdiction of such courts.

Union Bank of Iraq may update or revise this Agreement at any time without notice. Your continued use of the Site or Services after any such changes will constitute your acceptance of the revised Agreement.

Union Bank of Iraq may terminate this Agreement at any time and for any reason without notice. Upon termination, you must immediately cease all use of the Site and Services

This Agreement constitutes the entire agreement between you and Union Bank of Iraq regarding the use of the Site and Services and supersedes all prior agreements and understandings, whether written or oral.